By accessing or using afterpaycashapp.com, you agree to be bound by these Terms of Service. If you do not agree to all of these terms, do not use this Platform. These terms constitute a legally binding agreement between you and APC Financial Marketplace.
These Terms of Service ("Terms") govern your access to and use of afterpaycashapp.com ("Platform," "we," "us," "our"). By using this Platform you confirm that you are at least 18 years of age, a US resident, and have the legal capacity to enter into binding agreements.
This Platform is an independent informational directory and consumer-to-lender matching service. We are not a bank, credit union, direct lender, or licensed financial institution. We do not originate loans, set interest rates, determine eligibility, or disburse funds.
By submitting a pre-qualification inquiry, you authorize us to share your provided information with third-party lenders in our network for the purpose of evaluating your loan inquiry. You are never obligated to accept any offer presented.
To use this Platform, you represent and warrant that:
Providing false information in a loan application may constitute fraud under applicable federal and state laws. We reserve the right to terminate access for any user who violates these terms or provides fraudulent information.
Submitting a pre-qualification form through this Platform does not constitute a loan application or guarantee of any offer. The matching process is informational and preliminary. Final loan approval, terms, amounts, and rates are determined solely by individual lenders based on their own underwriting criteria.
We do not guarantee that you will be matched with any lender, or that any matched lender will approve your request. We are not responsible for the decisions of any individual lender.
All content on this Platform — including text, graphics, logos, interface design, and data compilations — is owned by or licensed to APC Financial Marketplace and protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without express written consent.
References to third-party trademarks (Afterpay®, Cash App®, Klarna®) are used for informational purposes only and do not indicate any affiliation or endorsement.
This Platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Platform will be error-free, uninterrupted, or free of viruses. We make no representations regarding the accuracy or completeness of any content.
To the fullest extent permitted by law, we disclaim all implied warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by applicable law, APC Financial Marketplace shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, data loss, or personal injury — arising from your use of this Platform, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of your use of this Platform shall not exceed $100 USD or the amount you paid to use the Platform (if any), whichever is less.
You agree to indemnify, defend, and hold harmless APC Financial Marketplace, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any third-party right; or (d) any false or inaccurate information you provide.
This Platform may link to third-party websites, including lender sites. These links are provided for your convenience only. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. Your interactions with lenders are governed by those lenders' own terms.
We reserve the right to modify these Terms at any time. Changes take effect when posted to this page with an updated "Last Updated" date. Your continued use of the Platform after such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
These Terms are governed by the laws of the United States applicable to agreements made and performed entirely within the jurisdiction, without regard to conflict-of-law provisions. Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, and you waive any right to a jury trial or class action proceeding.
For questions regarding these Terms of Service, please contact us through the form at /about/. We will endeavor to respond within a reasonable timeframe.
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